Commercial

We provide coverage for a variety of mercantile risks, including merchants with e-commerce sales.

We provide an Office package for small to medium sized offices with optional property and liability coverages.

We provide lead or follow line terms for small to mid-size general commercial property accounts (up to 2 stories).

We provide a package for a broad range of contractors.

Cosmetology & Spas (Occurrence – Hybrid) - this Cosmetology Product is available for most services on an Occurrence Basis. However, if the current policy is on a Claims Made form please return to menu and select Cosmetology and Spa (Claims Made) product.

Cosmetology & Spas (Claims Made) - this product provides coverage for all services/treatments strictly on a CLAIMS MADE basis. If the applicant does not currently have coverage in place OR their current policy is not currently on a claims made basis, please revisit the menu of products and select Cosmetology and Spas (Occurrence-Hybrid).

We provide unique coverage designed specifically for various types of Protective Services.

We provide unique coverage designed specifically for various types of tattoo / piercing artists.

We provide tailored coverage for fitness studios and martial arts studios.

We provide tailored coverage for individual fitness trainers.

This product is designed for annual policies for amateur sport and recreation. If you require a short term policy (less than 4 months in duration), please return to main menu and select “Sport and Recreation – Short Term Coverage”.

This product is designed for short term policies (less than 4 months in duration) for amateur sport and recreation sessions/events. If you require an annual policy, please return to main menu and select “Sport and Recreation – Annual Coverage”.

This product provides event CGL coverage and optional Host Liquor Liability for many different types of Special Events.

Click the 'Personal' tab on the right side of your screen under 'Lines of Business' to find our Rented Dwelling product.

We are pleased to offer a stand-alone separate Earthquake Deductible Buy-Down policy in B.C. that piggy backs the existing property policy which reduces the Insured's existing earthquake deductible on their current policy to a more manageable level.

This product is designed to provide Liability insurance protection for owners of vacant lots or parcels of land.

We offer liability and optional property coverage for your commercial use Drones.