Terms of Use

Your privacy and our website.

We are committed to offering a website that respects the privacy of all visitors. Personal Information we collect is governed by our Personal Information & Data Privacy Protection Policy. 

What personal information do we collect?

Web servers automatically collect certain information about a visit to a website, including the visitor's Internet Protocol (IP) address. IP addresses are unique numbers assigned by Internet Service Providers (ISP) to all devices used to access the Internet. Web servers automatically log the IP addresses of visitors to their sites. The IP address, on its own, may not identify an individual. However, in certain circumstances, it could be used to identify an individual using the site. For this reason, we consider the IP address to be personal information, particularly when combined with other data automatically collected when a visitor requests a web page. This information can include the name of the page you visited and the date and time of your visit.

Information may also be gathered via our website if given to us. For example, via one of our online forms. If you send us an email or complete an online form, we may use your personal information to respond to you. Information collected on our website may be used for statistical, evaluation and reporting purposes. 

Digital markers (including cookies).

A digital marker is a small file placed on your computer by a web site that you visit. They are stored there so that the web server can remember certain pieces of information about you. This information is used by the web server during the same or another visit to the website. Examples of digital markers are "cookies" or HTML5 web storage.  They are often used in the collection of web analytics, to store your preferences (for example: language or location), and to manage your session if you are logged in. 

Web analytics is the collection, analysis, measurement, and reporting of data about web traffic and visits. This data may be used to improve our website or the services we offer. Data collected may also help us protect the security of our website. We may use software programs to monitor network traffic and identify unauthorized attempts to change information or damage our systems. This software receives and records the IP address of the computer that has contacted our website, the date and time of the visit and the pages visited.

Who sees your personal information?

We will not disclose Personal Information outside of the parties identified in our Personal Information & Data Privacy Protection Policy or if it is authorized or required by law, court order, subpoena, or search warrant. We will not sell, trade or rent Personal Information to anyone else outside Forward Insurance Managers Ltd., without client consent unless it is allowed under PIPEDA. In this case, we will aim to disclose only the specific information that is needed under the circumstances and, wherever possible, will inform you about the disclosure.

In cases where services are provided by third parties such as social media platforms or mobile applications, IP addresses may be recorded by their web servers.

How we protect your personal information

Emails and other electronic methods used to communicate with us are not secure unless it specifically says so. It is not recommended that you send sensitive Personal Information through non-secure electronic means.

For more information about how we protect your personal information and how you can access or correct it, please read our Personal Information & Data Privacy Protection Policy.

Linking to third party websites

Links to websites not under our control are provided for the convenience of our visitors. We are not responsible for the accuracy or reliability of the content. We do not offer any guarantee and are not responsible for the information found through these links. We also do not endorse these sites or their content.

Ownership and usage of content provided on this site

We put content on this website to provide information about the products and services that we offer. You may not use or reproduce the materials without our express written permission. 

Trademark notice

Forward Insurance Managers Ltd., any all logos, logotypes, wordmarks, icons and trademarks may not be reproduced, whether for commercial or non-commercial purposes, without prior written authorization.

Who can I contact if I have any questions about this website?

Questions about our website may be directed to our webmaster. They will either answer your question or put you in touch with the correct staff member. You can contact our webmaster at: tech@forwardinsurance.ca